Insurance solutions

For you and your business

Did you know that 75% of insurance policies are sourced through a broker - Ask me why!

Ask us about:

We can independently access insurance products from the market to get the right one for you.


We take enormous pride in finding the best insurance cover for our customers, there is no “one size fits all” solution because everybody’s needs are different. Ask us about:

Not sure what you need? Talk to us today – we can offer free advice and guidance

Why use us?

We understand that getting your information right is essential.
As a broker, we act as an intermediary between you and an insurer. Armed with both your background and our insurance know-how we can find a policy that best suits your needs for a reasonable price.

                                                  We are experts, so you don’t have to be!

* Some policies may be subject to an administration fee


Angie Harvey⭐⭐⭐⭐⭐
July, 2020
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Positive: Professionalism, Quality, Responsiveness, Value

My husband and I have our own business and we were struggling to find suitable insurance. We spoke to Jo and she said " leave it with me". Within a day or two, we had the insurance we needed and and everything was taken care of. We have had a brilliant experience working with Jo, and I can say we will only be dealing with her from now on. All very positive and professional. Superb service all round.
Thanks Jo.
Mick Wain⭐⭐⭐⭐⭐
July, 2020
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Positive: Professionalism, Quality, Responsiveness, Value

I would like to thank Jo for sorting out the renewal of our commercial property insurance. I live in a property split into 5 separate apartments so the insurance has to be for the building as a whole. Jo searched the marketplace for us and came up with a better policy cover than we had and saved an amazing £650 on our annual premium. I would definitely recommend Jo for all your insurance needs.
Claire Woodroffe⭐⭐⭐⭐⭐
July, 2020
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Positive: Professionalism, Quality, Responsiveness, Value

We met Jo nearly a year ago and she assisted us with a new business insurance policy, I was very impressed with her level of service. When another policy was due for renewal Jo helped us and actually saved us a large sum of money after explaining the existing cover we had was not quite right and adjusted accordingly. Since then we go to Jo every time for all our insurances. Her service is always professional, I feel that she cares about getting policies right for us. I have no hesitation in recommending Jo to everyone.
Rebecca Hammonds⭐⭐⭐⭐⭐
July, 2020
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Positive: Professionalism, Quality, Responsiveness, Value

I contacted Jo with regards to my insurance for my company. Employer and public liability insurance. Her quote was exceptionally competitive and the cover was arranged immediately. Communication and service were exceptional. Thank you Jo I was really pleased. See you next year!
Janet Gibson⭐⭐⭐⭐⭐
July, 2020
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Positive: Professionalism, Quality, Responsiveness, Value

I recently used HDL Commercial to renew my Home Insurance. I found the process to be simple and professional
Joanne Beaty found a suitable policy which was even cheaper than my previous Policy. I was very satisfied with the way my enquiry was handled and felt confident that I had the right cover.
Sean Thorneycroft⭐⭐⭐⭐⭐
July, 2020
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Positive: Professionalism, Quality, Responsiveness, Value

Jo is an absolute legend when it comes to sourcing and arranging commercial insurance. She has helped me and many of my friends and clients and I cannot recommend enough.
Justine Oldfield⭐⭐⭐⭐⭐
July, 2020
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Positive: Professionalism

I recently started using Jo for my insurance policies and have to say the amount of time it has allowed me to focus on my home and businesses rather than trawling the internet for quotes is just one of the benefits.
Now all my information is with Jo all I have to do is send an email of what I need insurance for, I then receive information back of a couple of quotes summarised so that I can make my decision.
I also know that if I need to claim I just go to Jo and she will deal with the claim for me.
One point of contact and a personal service will get my business every everytime!

Jo Beaty


Jo began her career in insurance after working mainly in the public sector. She came away with a multitude of skills; ranging from time management and data processing to, most importantly, a confidence, understanding and empathy when working with people.

After working for a diverse brokerage with a range of clients for a number of years, she took her skills and expertise and invested them into HDL Commercial.

Her focus remains on getting it right for clients; making sure what matters most is protected.

Her experience makes her personable, friendly and honest, but most of all, knowledgeable, experienced and readily able to assist you and your business, with all of your insurance needs.

Here when you need us most

Call us today for a chat and find out how together we can help protect your hard-won assets, and support you when you need us most.

Not only will we arrange an appropriate policy, we are there in the event that should ever need to make a claim. We will manage the claim with/for you, and ensure that it is resolved, from start to finish.

Get in touch

If you would like to know more about our services, please contact us and we will respond to your enquiry promptly.
Joanna Beaty
Independent Insurance Broker
Monday – Friday: 9am – 6pm
Saturday: 10am – 2pm
Sunday: Closed

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HDL Commercial Ltd is an appointed representative of Movo Partnership Ltd who are authorised and regulated by the Financial Conduct Authority – FCA Number 823503